中古車貸利率比較

• 品號：3853723



• 100%純紅麴
• 一天一粒高單位

品名：【京都念慈菴】高效游離型葉黃素+漢方石斛
內容物成份：金盞花萃取物(含游離型葉黃素)、植物萃取粉(霍山石斛、決明子、枸杞)、鋅酵母、維生素C、山桑子(含花青素)、金盞花萃取物 (含玉米黃素)、微藻萃取物(含DHA)、維生素B群(維生素B1、維生素B2、維生素B6、維生素B12、菸鹼素、葉酸、泛酸鈣、生物素)、硒酵母、葡萄糖酸銅、紅藻萃取（含蝦青素）、澱粉、蔗糖、糊精、乳糖。
膠囊成份：羥丙基甲基纖維素
規格：680mg/粒，30粒/盒
使用方式：一般保養 1 天1粒/ 加強保養 1天2粒


品名：【京都念慈菴】A-Z Care 皇牌紅麴膠囊
內容物成份：紅麴粉末；膠囊殼成份：明膠、純水、二氧化鈦、食用黃色五號、食用紅色六號、食用黃色四號、食用藍色一號
規格：480mg/粒，60粒/盒
使用方法：每日一次，每次一粒，飯後以溫開水食用。
製造 / 有效日期： 標示於包裝上
產地：台灣
保存方法：開封後請將瓶蓋緊壓，並置於陰涼乾燥處。
注意事項：請洽詢醫師、藥師或營養師有關食用本品之意見。患有嚴重疾病、感染症、肝病或經外科手術等情況，請勿食用。

廠商名稱：京都念慈菴藥廠股份有限公司
廠商電話號碼：03-328 2931
廠商地址：桃園市龜山區文明二街2號
製造 / 有效日期：標示於包裝上
食品登錄字號：A-118770304-00000-8
1000萬產品責任險：富邦產物產品責任險 0527字第03ML002220號







【京都念慈菴】國家認證照護強身組(高效游離型葉黃素X１盒+皇牌紅麴膠囊X１盒)團購【京都念慈菴】國家認證照護強身組(高效游離型葉黃素X１盒+皇牌紅麴膠囊X１盒)特價#





















【京都念慈菴】國家認證照護強身組(高效游離型葉黃素X１盒+皇牌紅麴膠囊X１盒)開箱文 【京都念慈菴】國家認證照護強身組(高效游離型葉黃素X１盒+皇牌紅麴膠囊X１盒)推薦mobile01 2017













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【京都念慈菴】國家認證照護強身組(高效游離型葉黃素X１盒+皇牌紅麴膠囊X１盒)比較2017【京都念慈菴】國家認證照護強身組(高效游離型葉黃素X１盒+皇牌紅麴膠囊X１盒)心得



2017-03-3103:00

FORWARD THINKING: The Executive Yuan’s proposal stipulates a revision to the rules in 2022 to ensure that the nation’s pension system stays afloat for another 20 years

By Chen Wei-han / Staff reporter

The Executive Yuan yesterday approved a series of draft amendments seeking to reform the pensions and benefits granted to private-sector workers and public-school teachers as part of a plan to revive the nation’s pension system.

The Cabinet passed draft amendments to the Labor Insurance Act （勞工保險條例） and a draft act on retirement benefits for public-school teachers, which seeks to hike insurance premiums and lower income replacement rates.

According to the draft amendment, the labor insurance premium would be raised from 9.5 percent of a worker’s monthly salary to 12 percent in 2022, in annual increments of 0.5 percentage points.

The government would assess the need for further premium adjustments in 2022 to ensure that the pension fund would stay afloat for another 20 years.

The premium hike is lower than what was proposed by the Presidential Office’s pension reform committee, which suggested to raise it to 18 percent.

The draft amendment sees the government injecting NT$20 billion （US$659.74 million） into the Labor Insurance Fund every year.

The draft act on retirement benefits of public-school teachers and personnel seeks to gradually phase out the 18 percent preferential saving rate.

For pensioners receiving monthly payments, the rate would be 9 percent in the first two years after retirement, 6 percent in the third and fourth year, and 3 percent in the fifth and sixth year, after which the pensioners would not be given any preferential rates.

For people who received a lump-sum payout upon retirement, the rate would be 12 percent in the first two years after retirement and would be lowered by 2 percentage points every two years, with a flat interest rate of 6 percent from the seventh year onward.

However, the 18 percent interest rate would remain for retirees who receive a monthly pension of less than NT$32,160.

The income replacement rates for teachers would be lowered over a 15-year period, from 75 percent to 60 percent for retirees with 35 years of service; from 67.5 percent to 52.5 percent for retirees with 30 years of service; and from 60 percent to 45 percent for retirees with 25 years of service.

Meanwhile, the insured monthly salary for private-sector employees and public-school teachers would be changed from the average of the highest 60 months on which premiums were paid to the average of the highest 180 months.

Workers and educators would also be allowed to carry their work years between jobs, including when they switch between the private and public sectors.

Currently, employees covered by labor insurance with less than 15 years of contributions can only claim a lump-sum payment, while public-sector employees only qualify for monthly pensions if they retire from a public-sector position.

“The practice of ‘transferable work years’ will allow employees to move between jobs without being bound by pension restrictions,” said Minister Without Portfolio Lin Wan-i （林萬億）, who is also deputy convener and executive director of the pension reform committee.

The reform measures are expected to keep the Educators’ Pension Fund afloat until 2049, which is otherwise estimated to go bankrupt in 2030, and to keep the Labor Insurance Fund afloat until “several years” after 2036, Lin said.

“The pension systems will be reviewed every five to 10 years to deal with the effects of demographic changes,” Lin said.

The draft amendment and act are to be submitted to the Legislative Yuan for final approval.

新聞來源：TAIPEI TIMES



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